Florida consistently ranks among the states with the highest number of pedestrian accidents. Whether crossing at a crosswalk, walking near traffic, or simply standing on a sidewalk, pedestrians are vulnerable — and when a crash happens, the consequences are often severe.
You Have Rights — Even If You Were Not in a Vehicle
Under Florida law, pedestrians injured by a negligent driver may be entitled to compensation for medical bills, lost wages, pain and suffering, and future treatment. Many victims think they have no case because they were not inside a car — that is not true.
Common Causes of Pedestrian Accidents
- Distracted driving (texting or phone use)
- Speeding or running red lights
- Drunk or impaired driving
- Failure to yield at crosswalks
- Poor lighting and low visibility
Insurance Rules That Affect Pedestrian Claims
Even though pedestrians are not in a car, Florida’s insurance system still applies. In many cases, the victim’s own PIP (Personal Injury Protection) can cover initial medical costs — even if they were walking. After that, the at-fault driver’s liability coverage may be pursued for full compensation.
Do Not Speak to Insurance Before a Lawyer
Insurance adjusters are trained to minimize payouts and may try to blame the pedestrian. A lawyer ensures your story is documented correctly, evidence is preserved, and negotiations are handled with strategy — not emotion.